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Life Insurance Partners offers general life insurance information to help cover you and your loved ones if and when things go wrong.
We explain the various insurance offerings and products offered by our corporate partners and assist you in making an informed decision. From start to finish, you can purchase a life insurance policy with our guidance within as little as 30 to 60 minutes. Our services are available to you throughout the entirety of your journey with life insurance.
Most importantly, commissions from our industry partners are built into the yearly insurance premium cost. Even if you purchased insurance directly from an insurance company, the premium cost would remain the same. This means that you do not pay any fees by using our services. All commissions are disclosed in our Financial Services Guide
At Life Insurance Partners, our expert industry consultants offer experienced and unbiased information that allows you to assess your situation and make an educated decision.
The main commonality between Life, TPD and Trauma is that these covers pay out as a lump sum benefit , whereas Income protection differs as it pays out as a monthly benefit.
It is assumed that a Life Insurance policy can be claimed once, in the event you are given 24 months or less to live, or if you were to pass away. TPD is only able to be claimed once, by the Life Insured, and trauma or Income Protection allow more than one claim to be made, under specific circumstances which are listed in the Policy Disclosure Document. Income protection is able to be claimed on multiple times, but usually not for more that the benefit period for a single illness/ injury.
All policies structured within superannuation are tax deductable to the super fund, at the maximum rate of 15 per cent. Income protection can be a tax deductable expense, when structured and paid for in your own personal name.
Only our insurance company partners are included in our quotes. Not all providers within the Australian market are included. Information displayed on this website offers general advice. It does not take into consideration your personal situation and financial needs.
Only the insurance companies we are partnered with are featured in our comparisons. Our comparisons provide general information and are not indicative of your current savings and financial situation.
Our Insurance Partners
Life Insurance Partners Pty Ltd (ABN 57 638 700 428) trading as Life Insurance Partners is an Authorised Representative of Sharpkey Pty Ltd (ABN 82 617 521 454 / Australian Financial Services License 496260).
Life Insurance Partners are authorised to provide general advice in life risk insurance products only, including Term Life, Total and Permanent Disablement, Income Protection Insurance and Trauma Insurance.
Any information or advice contained on this website is general in nature and has been prepared without analysing your personal situation, financial needs and objectives. All products and information displayed on this website is subject to insurance policy terms and conditions including eligibility criteria, exclusions and limitations. You should carefully read the Product Disclosure Statement (PDS) of our insurers to ensure that the product fits your needs. A copy of each PDS is available on this website or by contacting us.
Before considering a product, ensure that you consider the appropriateness and relevance of the product based on your circumstances and read a current offer document if available before acquiring products listed on this website. Please be advised that our advice and information on this website does not include independent financial, legal and taxation advice prior to acquiring a product.
Please consider your individual circumstances, financial needs and savings when reviewing product comparisons. Not all insurance, mortgage and credit card providers on the market in Australia are listed in our comparisons.
The products listed and compared on this website do not necessarily compare all features that may be applicable specifically to you and your situation. Comparisons are made purely based on price, and variations of product factures may differ at each level of coverage.
We are remunerated directly from the insurance provider in the form of upfront and ongoing commissions at no additional cost to you.
Please refer to our Financial Services Guide for further information.
We respect your privacy
You are at the centre of what we do, and your privacy is of upmost priority. At Life Insurance Partners our goal is to ensure that each of our clients’ details are kept private.